Features and Fees

Bank Freedom Prepaid MasterCard^® Card can truly simplify your life and gives you the power of plastic. With a Bank Freedom Card you have a convenient alternative to paying your bills and making purchases with cash. Have your paycheck or government issued benefits check conveniently Directly Deposited to your prepaid card account for free and save yourself $100's of dollars in check cashing fees, cash loading fees, and monthly fees. Manage all your financial needs in one place with your Bank Freedom Prepaid MasterCard.

Once your money is deposited to your Bank Freedom Prepaid MasterCard card account you can:

1. Make purchases at millions of worldwide locations everywhere MasterCard debit is accepted
2. Pay bills online with our easy electronic bill pay service
3. Send paper checks directly from your card account to anyone anywhere
4. Free card account transaction alerts - Have email or text messages sent directly to you regarding account activity
5. Get cash at over 1,000,000 million ATMs worldwide that displays the MasterCard Cirrus acceptance marks

World Wide Acceptance
Bank Freedom Prepaid MasterCard can be used for auto rentals, department stores, gas stations, grocery stores, hotels, making reservations, restaurants, retail stores, and especially places where cash isn’t accepted, such as bill payments over the phone, mail / catalog order and internet shopping. Over 25 million merchants worldwide accept Bank Freedom MasterCard debit cards.

Access to Cash Worldwide
Over one million ATMs worldwide accept your Bank Freedom MasterCard debit card. You'll have access to your cash wherever you go.

Free Direct Deposit
Save time and money by enrolling in FREE direct deposit. We will waive the monthly maintenance fee of $5.95 when you have at least $350 directly deposited to your Bank Freedom Prepaid MasterCard. No more check cashing fees or waiting in lines, trips to the bank, or lost checks. No bank account is required for direct deposit on your Bank Freedom Prepaid Card.

24/7 Bank Freedom Account Access
Access your Bank Freedom account balance, transaction history or report a lost or stolen card online or via our toll free number 877-237-6262. 24 hours a day. 7 days a week.

Reload Bank Freedom Card Options
You can reload funds on your Bank Freedom Prepaid MasterCard an unlimited number of times. In addition, you will also enjoy the flexibility of the following options to load money on the Prepaid debit Card:

• Direct Deposit
• Over 40,000 GreenDot^® locations

Easy Bill Pay
Use the Bank Freedom bill pay service for all your electronic and paper checks. Reduce the time consuming need to write checks and eliminate costly money orders by conveniently paying your bills online with your Bank Freedom Prepaid MasterCard.

Email and Wireless Alerts
This FREE service keeps you in touch with your balance, transactions, and important messages about your Bank Freedom Card with alerts sent to your email or mobile phone.

No Interest Charges
That’s right!  There are no interest charges with the Bank Freedom Prepaid MasterCard. It’s your money.

Free Card Issuance
Getting a Bank Freedom card is free.

No Monthly Fee
When you load your Bank Freedom Prepaid MasterCard with a minimum Direct Deposit or Bank to Card transfer totaling $350 per month or Load Cash to your card account totaling $700 or more a month through Moneypaks. Otherwise $5.95 billed monthly commencing upon cardholder's initial card load.

FDIC Insurance
Funds loaded to your Bank Freedom prepaid debit card account are FDIC insured.

Backed By The MasterCard Zero Liability** Policy
MasterCard Zero Liability** policy protects you from unauthorized purchases if your card is lost or stolen.

Bank Freedom Fees

Bank Freedom Prepaid MasterCard^® Card is the best prepaid card available today! Just check out our LOW LOW FEES and all the FREE services you get with your Bank Freedom Card. Bank Freedom's misson is to provide you with the best prepaid card available at the lowest possible fees so you can take advantage and benefit from the power of plastic. Bank Freedom lets you keep your money and use it how and when you want. 

Prepaid Card Issuance FREE Signature Purchase Fee FREE Internet Access to Your Prepaid Card Account FREE Toll Free Automated Telephone Support FREE Toll Free Live Customer Support FREE Card to Card Money Share (within card program) FREE Paperless Account Statements FREE Prepaid Card Monthly Maintenance Fee FREE with Direct Deposit totaling at least $350 per month or FREE with Cash Loads totaling at least $700 each month or $5.95 monthly if above monthly minimum Direct Deposit or Cash Loads are not met Loading Cash Up to $4.95 may be charged by cash loading retailers PIN Debit Transactions $1.00 each ATM Balance Inquiry ATM Withdrawal Decline $0.50 each ATM Cash Withdrawal Surcharge-Free ATM Network $2.50 (Find Surcharge-Free ATM Location) ATM Cash Withdrawal Out-Of-Network $2.50 Plus any surcharges by owner of ATM Bill Pay Services Bill Pay $4.95 - includes 5 electronic and/or paper check bill payments over a thirty (30) consecutive day period. Additional bill payments after the 5th payment during this 30 day period are only $0.85 each. This is not a monthly recurring fee and is only deducted from your card account if you use the online bill pay service to pay a bill. Bill Pay Stop Payment $25 per stop International Charges International Signature or PIN based Transaction $1.00 each plus 3% currency conversion International ATM Cash Withdrawal $3.95 per withdrawal plus 3% currency conversion International ATM Balance Inquiry or International ATM Withdrawal Decline $1.00 each Companion Card Additional Fees Companion Card $9.95 card issuance Optional Services Lost or Stolen Card Replacement $9.95 5-7 days $40.00 expedited Payment to 3rd Party $1.00 each ACH Debit Transaction Paperless Statement Paper Statement $0.00 online $2.00 only by request Close your prepaid card account and request a check to bring your balance to zero $1.00 Special research and documentation fee $50.00 (may include authorization hold removal, card account verification, card account balancing, false claims, fraudulent charges, criminal investigation, reclamation, subpoena, etc) Close Window The Bank Freedom Prepaid Card is issued by MetaBank pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. *The USA PATRIOT Act is a Federal law requiring all financial institutions to obtain, verify, and record personnel information that uniquely identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as evidence / proof of identification. "100% Approval", "Guaranteed Approval", and "No one is Turned Down" is contingent upon successful completion / passing of this mandatory identification confirmation. **Conditions and exceptions apply.