Bank Freedom Card - Features and fees

Features and Fees

Bank Freedom Features

Bank Freedom Prepaid MasterCard allows you to make purchases and manage your money with ease. Simplify your life now with the convenience and power of plastic. Your personalized Bank Freedom MasterCard is guaranteed approved*, backed by MasterCard Zero Liability** policy, and FDIC insured. Accepted everywhere MasterCard debit cards are accepted, the Bank Freedom Prepaid MasterCard is... A Card For Everyone^SM

Free Card Issuance
We want you to receive and use your prepaid card immediately. Your Bank Freedom Prepaid MasterCard is sent to you for FREE! No ridiculous card Issuance fees!

No Monthly Fee
When you load your Bank Freedom Prepaid MasterCard with direct deposit totaling $500 or more a month, we will waive the $4.95 monthly fee.

No Interest Charges
That’s right! There are no interest charges with the Bank Freedom Prepaid MasterCard. It’s your money.

Free Direct Deposit
Save time and money by enrolling in FREE direct deposit. We will waive the monthly maintenance fee of $4.95 when you have at least $500 directly deposited to your Bank Freedom Prepaid MasterCard. No more check cashing fees or waiting in lines, trips to the bank, or lost checks. No bank account is required for direct deposit on your Bank Freedom Prepaid Card.

Bank Freedom Bill Pay
Bank Freedom Bill Pay is a simple, secure, and convenient way to pay your bills and manage your money online. Send electronic payments or paper checks to pay your gas, rent, auto, electric, water bill and more each and every month. Reduce the time consuming need to write checks and eliminate costly money orders by conveniently paying your bills online with your Bank Freedom Prepaid MasterCard account.

Email and Wireless Alerts
This FREE service keeps you in touch with your balance, transactions, and important messages about your Bank Freedom Card with alerts sent to your email or mobile phone.

World Wide Acceptance
Bank Freedom Prepaid MasterCard can be used for auto rentals, department stores, gas stations, grocery stores, hotels, making reservations, restaurants, retail stores, and especially places where cash isn’t accepted, such as bill payments over the phone, mail / catalog order and internet shopping. Over 25 million merchants worldwide accept Bank Freedom MasterCard debit cards.

Access to Cash Worldwide
Over one million ATMs worldwide accept your Bank Freedom MasterCard debit card. You'll have access to your cash wherever you go.

24/7 Bank Freedom Account Access
Access your Bank Freedom account balance, transaction history or report a lost or stolen card online or via our toll free number 877-237-6262. 24 hours a day. 7 days a week.

FDIC Insurance
Funds loaded to your Bank Freedom prepaid card account are FDIC insured.

Backed By The MasterCard Zero Liability** Policy
MasterCard Zero Liability** policy protects you from unauthorized purchases if your card is lost or stolen.

Reload Bank Freedom Card Options
You can reload funds on your Bank Freedom Prepaid MasterCard an unlimited number of times. In addition, you will also enjoy the flexibility of the following options to load money on the prepaid card:

Direct Deposit
Over 40,000 MoneyPak^® locations

Bank Freedom Fees

Bank Freedom Prepaid MasterCard^® Card is the best prepaid card available today! Just check out our LOW LOW FEES and all the FREE services you get with your Bank Freedom Card. Bank Freedom's misson is to provide you with the best prepaid card available at the lowest possible fees so you can take advantage and benefit from the power of plastic. Bank Freedom lets you keep your money and use it how and when you want.

Prepaid Card Issuance	FREE
Signature Purchase Fee	FREE
Internet Access to Your Prepaid Card Account	FREE
Automated Toll Free Telephone Support	FREE
Toll Free Live Customer Service	FREE
Card Account to Card Account Load (within card program)	FREE
Loading Cash	FREE – A fee up to $4.95 may be charged by MoneyPak^® retailers
Prepaid Card Monthly Service Fee	FREE – with a minimum direct deposit of $500 per month, or $4.95 billed monthly commencing upon cardholder's initial card load
PIN Debit transactions ATM Balance Inquiry ATM Withdrawal Decline	$0.50 each
ATM Cash Withdrawal	$1.50 Plus any charges by owner of ATM
Optional Services
Online Electronic Bill Pay	$4.95 - includes 10 electronic bill payments over a 30 consecutive day period. Additional electronic bill payments after the 10th payment during this 30 day period are only $0.50 each. Please note, when you make a payment online the "fee" column will show $4.95 next to each individual electronic bill payment but you will only be charged $4.95 one-time per 30 day period. This is not a monthly recurring fee and is only deducted from your card account if and when you use the online bill pay service.
Paper Check Bill Pay	$1.00 each - send a paper check to anyone from your card account. Includes the paper check, cost of postage, the envelope and sending it in the mail to the payee for you.
Paper Statement Mailing Fee	$5.95 only by request
Lost or Stolen Card Replacement	$9.95
International Charges
International ATM Cash Withdrawal	$3.95 per withdrawal plus ATM owner fees, if any
International Signature Transaction	$1.00 each

Other:
Special research and documentation fee (may include authorization hold removal, account verification, account balancing, etc): Up to $25. Currency conversion: Up to 2.95% of transaction amount after conversion. If you decide to close your prepaid card account and request a check to bring your balance to zero, a $14.95 check fee will be applied.

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The Bank Freedom Prepaid Card is issued by MetaBank pursuant to license by MasterCard International Incorporated.
MasterCard is a registered trademark of MasterCard International Incorporated.

*The USA PATRIOT Act is a Federal law requiring all financial institutions to obtain, verify, and record personnel information that uniquely identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as evidence / proof of identification. "100% Approval", "Guaranteed Approval", and "No one is Turned Down" is contingent upon successful completion / passing of this mandatory identification confirmation.

**Conditions and exceptions apply.