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Bank Freedom Fees

Bank Freedom Prepaid MasterCard® Card is the best prepaid card available today! Just check out our LOW LOW FEES and all the FREE services you get with a Bank Freedom Card Account. Bank Freedom’s Mission Statement is to, “Provide a much needed valuable product at the lowest cost possible.” We are constantly looking at ways to offer more services and reduce fees.

Save Money - Avoidable Fees

Prepaid Card Issuance

FREE

Signature Purchase Fee

FREE

Internet Access to Your Prepaid Card Account

FREE

Toll Free Automated Telephone Support

FREE

Toll Free Live Customer Support

FREE

Card to Card Money Share (within card program)

FREE

Bank Account to Card Account ACH Credit Transfer

FREE

Paperless Account Statements

FREE

Loading Cash

Up to $4.95 may be charged by MoneyPak® retailers

Prepaid Card Monthly Service Fee

FREE – with a minimum Direct Deposit or Bank To Card Transfer of $350 per month or FREE when you load Cash to your card account totaling $700 per month or more. If minimums are not met $5.95 will be billed monthly commencing upon cardholder's initial card load.

PIN Debit Transactions

$0.95 each

ATM Balance Inquiry
ATM Withdrawal Decline

$0.50 each

ATM Cash Withdrawal

$1.95 Plus any charges by owner of ATM

Bill Pay Services

Paper Check Bill Pay

$1.00 each - send a paper check to anyone from your card account. Includes the paper check, cost of postage, the envelope and sending it in the mail to the payee for you.

Electronic Bill Pay

$0.49 each electronic bill payment

Optional Services

Payment to 3rd Party

$1.00 each ACH Debit Transaction

Paper Statement Mailing Fee

$5.95 only by request

Lost or Stolen Card Replacement

$9.95

Expedited delivery of your Replacement Card

$40.00 (3 business days from the date of card issuance)

Close your prepaid card account and request a check to bring your balance to zero

$1.00

Special research and documentation fee

$25.00 (may include authorization hold removal, card account verification, card account balancing, false claims, fraudulent charges, criminal investigation, reclamation, subpoena, etc)

Optional Supplementary Card Charges

Supplementary Card

$9.95 card issuance

Primary to Supplementary Card Money Share

$1.00 each load - $2,000 maximum Supplementary Card Balance

Supplementary Card Inactivity

$1.95 per month if zero transactions in a 45 consecutive period

International Charges

International Signature or PIN based Transaction

$1.00 each plus 2.95% currency conversion

International ATM Cash Withdrawal

$3.95 per withdrawal plus 2.95% currency conversion

International ATM Balance Inquiry or International ATM Withdrawal Decline

$1.00 each

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The Bank Freedom Prepaid Card is issued by MetaBank pursuant to license by MasterCard International Incorporated.
MasterCard is a registered trademark of MasterCard International Incorporated.

*The USA PATRIOT Act is a Federal law requiring all financial institutions to obtain, verify, and record personnel information that uniquely identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as evidence / proof of identification. "100% Approval", "Guaranteed Approval", and "No one is Turned Down" is contingent upon successful completion / passing of this mandatory identification confirmation.

**Conditions and exceptions apply.