bank freedom logo banner


Bank Freedom Fees

Bank Freedom Prepaid MasterCard® Card is the best prepaid card available today! Just check out our LOW LOW FEES and all the FREE services you get with a Bank Freedom Card Account. Bank Freedom’s Mission Statement is to, “Provide a much needed valuable product at the lowest cost possible.” We are constantly looking at ways to offer more services and reduce fees.

Save Money - Avoidable Fees

Prepaid Card Issuance

FREE

Signature Purchase Fee

FREE

Internet Access to Your Prepaid Card Account

FREE

Toll Free Automated Telephone Support

FREE

Toll Free Live Customer Support

FREE

Card to Card Money Share (within card program)

FREE

Paperless Account Statements

FREE

Prepaid Card Monthly Maintenance Fee

FREE with Direct Deposit totaling at least $350 per month
or
FREE with Cash Loads totaling at least $700 each month
or
$5.95 monthly if above monthly minimum Direct Deposit or Cash Loads are not met

Loading Cash

Up to $4.95 may be charged by cash loading retailers

PIN Debit Transactions

$1.00 each

ATM Balance Inquiry
ATM Withdrawal Decline

$0.50 each

ATM Cash Withdrawal

$2.50 Plus any charges by owner of ATM

Bill Pay Services

Bill Pay

$4.95 - includes 5 electronic and/or paper check bill payments over a thirty (30) consecutive day period. Additional bill payments after the 5th payment during this 30 day period are only $0.85 each. This is not a monthly recurring fee and is only deducted from your card account if you use the online bill pay service to pay a bill.

Bill Pay Stop Payment

$25 per stop

International Charges

International Signature or PIN based Transaction

$1.00 each plus 3% currency conversion

International ATM Cash Withdrawal

$3.95 per withdrawal plus 3% currency conversion

International ATM Balance Inquiry or International ATM Withdrawal Decline

$1.00 each

Companion Card Additional Fees

Companion Card

$9.95 card issuance

Optional Services

Lost or Stolen Card Replacement

$9.95 5-7 days
$40.00 expedited

Payment to 3rd Party

$1.00 each ACH Debit Transaction

Paperless Statement Paper Statement

$0.00 online
$2.00 only by request

Close your prepaid card account and request a check to bring your balance to zero

$1.00

Special research and documentation fee

$50.00 (may include authorization hold removal, card account verification, card account balancing, false claims, fraudulent charges, criminal investigation, reclamation, subpoena, etc)

Close Window

The Bank Freedom Prepaid Card is issued by MetaBank pursuant to license by MasterCard International Incorporated.
MasterCard is a registered trademark of MasterCard International Incorporated.

*The USA PATRIOT Act is a Federal law requiring all financial institutions to obtain, verify, and record personnel information that uniquely identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as evidence / proof of identification. "100% Approval", "Guaranteed Approval", and "No one is Turned Down" is contingent upon successful completion / passing of this mandatory identification confirmation.

**Conditions and exceptions apply.